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Insights

In a dynamic business landscape, market participants face increasingly complex and interconnected risks. Combining a longstanding record in risk analysis with deep domain expertise and global coverage, Moody’s trusted research and actionable insights bring clarity to decision-making, enabling you to decode risk and unlock opportunity.

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The climate finance conundrum

The world faces a $2.7 trillion annual climate investment gap by 2030. Can nations invest now to avoid future losses?

Our integrated perspectives on key areas of risk

2024 US elections

We explore the potential for key policies to change after November’s presidential and congressional elections, and the credit implications for a range of debt issuers.

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Moody's blog hub

A collection of expert-informed, digestible blogs on the latest market trends, opportunities, and challenges, helping you stay ahead in a dynamic world.

Our latest insights

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research

Oct 31, 2024

 Moody's Ratings
Asia-Pacific banks’ strict capital management will limit impact of final Basel III rules

Banks in the region managed capital conservatively before prior to the implementation of the new global capital requirements. Local rules were already stringent as well.

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research

Oct 29, 2024

 Moody's Ratings
Insurance inflation, other expenses slim cash flow for Gulf Coast commercial real estate

Among commercial mortgage-backed securities, multifamily loans are most exposed to insurance inflation along the US Gulf Coast, where severe weather and higher insurance costs have muted income gains.

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research

Oct 28, 2024

 Moody's Ratings
Global transportation outlook stable despite weaker prospects for container shipping

We forecast a modest rise in earnings for the sector, excluding shipping, in the next 12 to 18 months underpinned by global economic growth.

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research

Oct 28, 2024

 Moody's Ratings
Metals and mining outlook stable, with gains for base metals and gold but risks for steel

The outlook for the global metals and mining industry is stable, with aggregate EBITDA for the sector declining by 3% through early 2026, but no big changes in broad business conditions.

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research

Oct 24, 2024

 Moody’s Ratings
Luxury brands' experiments with blockchain hold promise

By ensuring transparency, security, and traceability, blockchain can help luxury brands protect their integrity and meet consumer and regulatory demands.

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research

Oct 22, 2024

 Moody's Ratings
Sharp slowdown in consumer loan growth in India is credit positive for lenders

Retail loan growth has slowed since India’s central bank took action to limit the segment’s expansion in the fast-growing economy. This will help curb increases in asset risks for lenders.

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infographic

Oct 23, 2024

 Moody's Ratings
Business development companies’ capital cushions protect unsecured investors from losses

In a severe downturn, unsecured investors in business development companies (BDCs) would still be protected, but BDCs would face capital erosion, funding disruption and asset quality deterioration.

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research

Oct 21, 2024

 Moody's Ratings
Profitability pressures temper growing demand for electric vehicle insurance in China

Strong new energy vehicle sales in China will drive demand for commercial motor insurance, but costly repairs and insurance mispricing risks could erode property and casualty insurers’ profits.

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research

Oct 17, 2024

 Moody's Ratings
UK local authorities face burgeoning demand for social services as budgets tighten

Local authorities in England face a £6 billion funding gap as government grants trail rising costs from a lack of affordable housing, population ageing and rising disability. 

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research

Oct 17, 2024

 Moody's Ratings
Euro Area credit conditions will remain above average across all sectors

We expect credit conditions to remain above average for the rest of the year, buoyed by resilient labour markets, tight credit spreads and recovering economic sentiment.

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research

Oct 17, 2024

 Moody’s Ratings
Rising demand will hinder emission cuts in India, despite gains in renewables capacity

The government's ability to attract investment and address negative spillovers from decarbonization will determine whether India’s credit exposure to carbon transition and social risks rises further.

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research

Oct 17, 2024

 Moody’s Ratings
Temasek, Public Investment Fund stand out for their intrinsic credit strength among peers

Superior credit metrics, excellent liquidity and diversified asset portfolios drive Temasek Holdings and PIF’s credit quality advantage among rated government-owned investment companies globally.

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research

Oct 17, 2024

 Moody's Ratings
As private credit rapidly expands, regulatory attention will likely grow

Asset managers are rapidly building capital clout, reaching deeper into retail, and forging bigger bank partnerships. Such moves are putting more focus on transparency.

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research

Oct 16, 2024

 Moody's Ratings
US real estate investment trusts' near-term refinancing needs increase with a peak in 2026

REITs have pushed refinancings closer to maturities amid constrained bank financing and higher capital costs, but bond markets have started to become more accessible as interest rates edge lower.

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podcast

Oct 15, 2024

 Moody’s Ratings
Massive AI investment contributes to positive global IT sector outlook

Other growth drivers include cloud technology and cybersecurity. Some companies will benefit from AI investment faster than others.

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podcast

Oct 10, 2024

 Moody's
Rising insurance costs indicate growing climate risk for state and local governments

The availability and affordability of home insurance is declining as damage from hurricanes and wildfires becomes more frequent.

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podcast

Oct 10, 2024

 Moody's
How the US election could shape global credit conditions

In this joint Big Picture-Emerging Market Decoded episode, our regional analysts highlight the key US policy areas to watch in Europe, Asia-Pacific and Latin America.

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research

Oct 08, 2024

 Moody's
GenAI’s transformative potential in the financial sector: The evolution of agents

Artificial intelligence (AI) has rapidly evolved over the past decade, revolutionizing numerous industries with its transformative capabilities. 

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research

Oct 07, 2024

 Moody's
How is GenAI transforming asset management?

Our industry practice leads discuss GenAI within the asset management space, surfacing key concerns as well as recommendations for a roadmap to adoption.

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article

Oct 01, 2024

 Moody's
Democratizing technology through AI: How Moody’s is leveraging open-sourcing for its new finance platform to help companies implement GenAI use cases quickly and safely

Together with the Fintech Open Source Foundation (FINOS), Moody’s is exploring open-sourcing a generative artificial intelligence (GenAI) platform.

  • Artificial intelligence
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161,849 commercial properties in direct path of hurricane

As Hurricane Helene moves through Florida and the South, concerns for public safety and business operations intensify. Discover the intersection of Helene's projected wind speeds in each region with the commercial real estate stakes in our latest data visualization

 

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article

Sep 30, 2024

 Moody's
Six supply chain strategies to implement amid US dockworkers strike

Dockworkers at US East and Gulf Coast ports went on strike Tuesday, October 1. John Donigian, Senior Director of Supply Chain Strategy at Moody’s, identifies six critical supply chain strategies that companies should consider implementing to navigate the situation.

  • Exponential risk
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whitepaper

Sep 20, 2024

 Moody's
The rise of the digital colleague: Evaluating companies with Moody's AI agents

This whitepaper explores the development and implementation of Moody's AI-driven multi-agent system for company evaluation. These AI agents, acting as digital colleagues, automate key tasks such as financial analysis, risk assessment, and opportunity identification, streamlining traditionally labor-intensive processes.

  • Artificial intelligence
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whitepaper

Sep 16, 2024

 Moody's Ratings
Best practices for establishing trust in a digital age: The critical role of verified trustworthy information

In today's data-driven business landscape, the importance of verifiable and trustworthy information can’t be overstated, especially in critical areas such as compliance, Know Your Customer (KYC), Anti-Money Laundering (AML), and supplier risk management.

  • Artificial intelligence
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research

Sep 10, 2024

 Moody's
A new working order: Reimagining offices in a hybrid world

COVID-19 completely upended work dynamics, but none more so than for office workers. Both central business districts (CBDs) and suburban offices became ghost towns. Suddenly, all “non-essential workers” – the typical white-collar worker – began performing their job functions from anywhere.

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Moody's Talks

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Listen in on our expert-led conversations around key market topics.

podcast

Oct 14, 2024

 Moody's Ratings
Behind the Bonds

Massive AI investment contributes to positive global IT sector outlook

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podcast

Oct 11, 2024

 Moody's
KYC Decoded

Unmasking the threat: The dark reality of synthetic identities

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podcast

Oct 11, 2024

 Moody's
Inside Economics

Consumer prices and catastrophic hurricanes

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podcast

Oct 10, 2024

 Moody's Ratings
Muniland

Rising insurance costs indicate growing climate risk for state and local governments

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Upcoming events

17
Oct
event

12:00 ET

 Moody’s
Presidential politics, policy decisions and their economic impact

The anticipation of the upcoming election is on the top of everyone’s minds. Join us for an extensive session where Moody's Chief Economist Mark Zandi and his team of experts assess how the decisions made in the coming weeks will likely affect every sector of our economy.

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Outlooks

Credit outlook

Credit outlook

  • Fiscal loosening supported by revised fiscal rules will complicate UK's future consolidation
  • UN report points to growing climate-related credit risks as emissions continue to increase
  • Siemens' acquisition of Altair is credit positive
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Weekly market outlook

Weekly market outlook

  • Geopolitical volatility imperils global energy outlook
  • The long view: High-yield spreads plunge to their lowest values in years (US); Surprisingly strong September lifts Spanish retail (EMEA); Aussie headline inflation retreats (APAC); Demographic challenges dim productivity outlook (LatAm)
  • Ratings roundup: Upgrades in U.S., downgrades in Europe
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