Insights

In a dynamic business landscape, market participants face increasingly complex and interconnected risks. Combining a longstanding record in risk analysis with deep domain expertise and global coverage, Moody’s trusted research and actionable insights bring clarity to decision-making, enabling you to decode risk and unlock opportunity.


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The climate finance conundrum

The world faces a $2.7 trillion annual climate investment gap by 2030. Can nations invest now to avoid future losses?

Our integrated perspectives on key areas of risk

Moody's blog hub

A collection of expert-informed, digestible blogs on the latest market trends, opportunities, and challenges, helping you stay ahead in a dynamic world.


Our latest insights

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Emerging market credit conditions will continue gradual, fragile improvement in 2025

Corporate and sovereign default rates are decreasing as GDP growth, slowing inflation and monetary easing aid debt management. But EMs face a number of credit risks including potential US tariffs. 

announcement
A new vision for unified risk management

Harnessing the power held in vast amounts of global data, organizations will be able to adopt a single platform to harmonize an overall picture of risk related to a third-party.

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Moody’s 2025 outlooks: What’s in store for leveraged loans and CLOs

Leveraged buyout (LBO) competition between broadly syndicated and direct lenders will continue, as interest rates ease, defaults fall, and refinancing for collateralized loan obligations persist.

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Outlook for nonfinancial companies in China turns stable

While economic growth will decelerate, stronger government stimulus and prudent financial policies will likely steady corporate performance in 2025. However, geopolitical risk has increased.

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Outlook stable for nonfinancial companies in Asia-Pacific excluding China

Robust GDP growth will underpin earnings in 2025, while easing interest rates support refinancing and funding conditions. Certain sectors will benefit from diversifying supply chains. 

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EMEA corporate outlook stable as growth picks up, interest rates fall, geopolitics weigh

Moderate growth and stronger financing conditions support a stable outlook for EMEA nonfinancial companies in 2025. But trade policy uncertainty and persistent geopolitical risks weigh on prospects.

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Outlook for nonfinancial companies in China turns stable

While economic growth will decelerate, stronger government stimulus and prudent financial policies will likely steady corporate performance in 2025. However, geopolitical risk has increased.

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Blockchain connectivity advancements spur growth of DeFi and tokenization use cases

Malik Faizullah of Moody’s Ratings talks to Chainlink co-founder Sergey Nazarov about technology that makes blockchains more connected and compatible, paving the way for new digital finance use cases.

 

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As digital finance gains traction in 2025, institutions will focus on risk mitigation

Regulated financial institutions will need to quantify and manage risks associated with blockchain-based platforms.

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Most UK banks could absorb potential motor finance commission redress costs

We estimate banks will face costs of up to £21 billion from the Financial Conduct Authority’s ongoing investigation. Smaller, more concentrated motor lenders are likely to be most affected.

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Global sovereign outlook stable as economy steadies, geopolitical and trade risks persist

We expect growth and financing conditions will settle in 2025. But geopolitical and social risks and rigid budgets mean governments could struggle to raise living standards.

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G-20 economic growth to stabilize at lower levels with US trade, other policies key risks

Monetary policy easing and supportive commodities prices will underpin G-20 economies amid the potential growth-inhibiting effects of rising trade protectionism and festering geopolitical conflict.

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Inflation Reduction Act accelerates US battery and electric vehicle investment

The US has narrowed the EV supply chain gap with China, but faces higher production costs, reliance on imports and potential policy shifts under the Trump administration.

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Stable outlook for US not-for-profit healthcare sector reflects modest profitability rise

The median operating cash flow margin will inch up in 2025 with revenue growth and cost controls. But factors including reimbursement that lags inflation and still-high labor costs are constraints. 

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Three steps to mitigate hurricane risks in lending portfolios: Lessons from Hurricane Milton

Hurricanes and other climate-related events can cause direct damage to people and properties while also causing widespread disruption to economies and communities.

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Our cybersecurity heatmap shows rising risk across 16 industries

In our latest assessment of 71 industries globally, telecommunications firms and airlines are among those that shift to the highest level of cyber risk. 

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Normalizing economic conditions will support credit quality in 2025, geopolitics a risk

Steady economic growth and lower interest rates will benefit cash flows and credit, but military conflicts, US policy changes, carbon transition and new technologies will cause disruptions.

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Sectors with heightened environmental credit risk account for $4.3 trillion in rated debt

Sixteen sectors with very high or high environmental credit risk account for 5.1% of total rated debt, flat from 2023 but up from 4.2% in 2020, according to our updated heat map of environmental risk.

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Policy stimulus will narrow sales decline in China’s property market but challenges remain

While China’s latest stimulus measures will support property sales, homebuyers’ concerns over income growth and project incompletion remain key hurdles to a sustained recovery.

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Regulatory risk persists for Indonesian state-owned enterprises under new government

An increase in dividends or cut in subsidies would be credit negative for the companies. Still, significant credit buffers and strong funding access underpin their credit strength.

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Cycle bottom elusive for US corporate credit

High-yield bond issuers outperform the broader US corporate portfolio, but forward-looking probabilities of default suggest no near-term easing of credit risk.

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Navigating the evolving regulatory landscape in commercial real estate lending

Changes in economic regulatory pressures are an ongoing focal point for banks and financial institutions, specifically with large commercial real estate (CRE) portfolios. Regulatory scrutiny brings challenges that have significant implications for CRE professionals across various functions, including operations, risk management, and forecasting.

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GenAI’s transformative potential in the financial sector: The evolution of agents

Artificial intelligence (AI) has rapidly evolved over the past decade, revolutionizing numerous industries with its transformative capabilities. 

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How is GenAI transforming asset management?

Our industry practice leads discuss GenAI within the asset management space, surfacing key concerns as well as recommendations for a roadmap to adoption.

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Democratizing technology through AI: How Moody’s is leveraging open-sourcing for its new finance platform to help companies implement GenAI use cases quickly and safely

Together with the Fintech Open Source Foundation (FINOS), Moody’s is exploring open-sourcing a generative artificial intelligence (GenAI) platform.

  • Artificial intelligence

161,849 commercial properties in direct path of hurricane

As Hurricane Helene moves through Florida and the South, concerns for public safety and business operations intensify. Discover the intersection of Helene's projected wind speeds in each region with the commercial real estate stakes in our latest data visualization

 

Learn more
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Six supply chain strategies to implement amid US dockworkers strike

Dockworkers at US East and Gulf Coast ports went on strike Tuesday, October 1. John Donigian, Senior Director of Supply Chain Strategy at Moody’s, identifies six critical supply chain strategies that companies should consider implementing to navigate the situation.

  • Exponential risk
whitepaper
The rise of the digital colleague: Evaluating companies with Moody's AI agents

This whitepaper explores the development and implementation of Moody's AI-driven multi-agent system for company evaluation. These AI agents, acting as digital colleagues, automate key tasks such as financial analysis, risk assessment, and opportunity identification, streamlining traditionally labor-intensive processes.

  • Artificial intelligence

Moody's Talks

Listen in on our expert-led conversations around key market topics.



podcast
Inside Economics

Storms, Strikes and Startups

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KYC Decoded

Is the future of financial crime prevention beyond traditional KYC?

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Asia's Economy Unwrapped

Insights into the diverse and dynamic Asia-Pacific economy

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The Big Picture

COP29: Why it’s so hard to close the climate finance gap

Upcoming events

13
Nov
event
Data centers and power: Intersection of digitization and decarbonization risks US P3 and Project Finance Series

Join us as our expert Project Finance analysts explore the growth of data centers, alongside the risks and opportunities they present.

19
Nov
event
State of Nations 2025: New mandates, new risks: seizing growth and achieving debt sustainability amid global shifts

Join thousands of key credit analysts for Moody’s Outlook season at our annual State of Nations event. State of Nations features our latest global sovereign outlook, alongside leading experts interpreting risks for 2025.


04
Dec
event
Outlook for private investment in US transportation infrastructure post the elections

Join us for a webinar with Project Finance analysts and Mark Zandi, Chief Economist at Moody's.

Outlooks

Credit outlook

Credit outlook

  • Grubhub’s planned acquisition by Wonder will reduce its parental support
  • BBVA's takeover of Sabadell faces additional regulatory scrutiny
  • Earnings pressure at Australia's major banks to persist while strong balance sheets offset elevated asset risks
Read more
Weekly market outlook

Weekly market outlook

  • US Justice Department asks court to force divestiture of Chrome web browser, a  credit negative for Alphabet
  • Amcor's acquisition of Berry Global will increase scale, but  execution and integration risks are high
  • Comcast's cable networks spinoff is credit positive, though leverage will rise in wake of separation
Read more