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Loan monitoring solution

Banks often manage vast portfolios of loans, each with its own unique set of variables, in a financial market that is constantly fluctuating. They are under pressure to improve operational efficiency, reduce costs and survive in a competitive market.

Moody’s Lending Suite monitoring solution provides a more effective way to obtain actionable insights, direct your experts, and make confident decisions. Our monitoring solutions are designed to help you analyze and manage your portfolio more effectively to identify where risk management can lead to better outcomes.

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How can we help?

A more efficient way to monitor your loan portfolio so you can focus on risk management and growth. 

01
Enhanced portfolio overview

Centralize and systematize data ingestion and aggregation for efficient portfolio analysis, providing a comprehensive, top-down view of assets, market data, and benchmarks to facilitate a holistic understanding of portfolio performance.

02
Risk management for growth

Enhance portfolio analysis and decision making through the integration of property, market, and sub-market data, along with the application of early warning signals and sensitivity analysis. This enables effective oversight across investment strategies and facilitates a more timely and comprehensive understanding of risk.

03
Automation for efficiency

Leverage AI to identify and prioritize risky loans in your portfolio early and automatically track, request, collect, and validate covenant documents. 

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Speak to our team today

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Covenants

Innovation highlight: Automated covenants

Covenant management, a critical component in risk mitigation, is often slowed by endless emails and constant document updates. With our automation, you can break free from this monotonous cycle and enhance communication with clients.

Eliminate the paper chase and strengthen client relationships with Moody’s Automated Covenants. Our solution transforms the end-to-end covenant management process, from request to testing, making document collection, validation, and compliance monitoring seamless for all.

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Efficiency

Move beyond the tedious back-and forth of email attachments. Boost your clients' experience with an intuitive interface that encourages active engagement and streamlines communication.

Risk Management

Leverage AI-assisted document validation and exception management for effective, traceable, and accurate testing of covenant compliance that can be monitored across the portfolio.

Time Savings

Automated testing schedules and alerts for significant updates enable quicker and more efficient covenant compliance and document submissions freeing up team capacity

Key features

01 Automated covenants

Automated covenants

Transforms the end-to-end covenant management process, from request to tracking, making document collection, validation, and testing seamless for all.

02 Early risk detection

Early risk detection

Uncover hidden risk with pattern detection and early warning signals based on a wide range of performance indicators. Notifications when changing dynamics breach your organization’s tolerance levels help you to act quickly.

03 What-if analysis

What-if analysis

Stress test individual loans at bulk to assess resilience of your loan portfolios under various firm-specific or macroeconomic scenarios. Perform targeted reviews and implement additional oversight and monitoring to address vulnerabilities.

04 Data ingestion

Data ingestion

Advanced technology and machine learning ingest unstructured data with no configuration or templates required, simplifying the process of uploading financial documents and tenant information.

Automated covenants

Transforms the end-to-end covenant management process, from request to tracking, making document collection, validation, and testing seamless for all.

Early risk detection

Uncover hidden risk with pattern detection and early warning signals based on a wide range of performance indicators. Notifications when changing dynamics breach your organization’s tolerance levels help you to act quickly.

What-if analysis

Stress test individual loans at bulk to assess resilience of your loan portfolios under various firm-specific or macroeconomic scenarios. Perform targeted reviews and implement additional oversight and monitoring to address vulnerabilities.

Data ingestion

Advanced technology and machine learning ingest unstructured data with no configuration or templates required, simplifying the process of uploading financial documents and tenant information.

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The Moody’s difference

Moody’s brings together the best of data, experience and best practice capabilities, with our specialized and agile intelligence, to empower organizations like yours to have the confidence to act on plans.

Guidance and training

Leveraging our long history in risk expertise, our expansive resources, and an innovative application of technology, we offer a wide range of immersive training programs for retail and commercial bankers.

Expertise

We’ve been a trusted collaborator for financial institutions for over 100 years.

Intelligence

We have more data and better insights than our competitors – from private and public financial statements, to award-winning models, economic scenarios to Climate and ESG data.

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Speak to our team

Interested in learning more about our offerings? Our solutions specialists are ready to help.