Compliance Risk Management & TPRM

KYC and AML
Solutions
News and views

Compliance and third-party risk management

Moody's offers end-to-end Know Your Customer (KYC) and Anti-Money Laundering (AML) solutions, giving you the confidence to understand risk across your business network while complying with global regulations.

In an ever-evolving risk and compliance landscape, Moody's offers flexible, configurable KYC and AML solutions tailored to your organization's needs.

How can we help?

Make decisions with confidence about who you work with. Verify, screen, and monitor individuals and entities anywhere in the world. At Moody’s, we provide solutions for integrated risk assessment at onboarding and beyond.

Who am I doing business with?

We provide quality data on millions of individuals and entities, helping you to make risk-based decisions that are right for your organization.

What are the risks of working with them?

Map where risks lie across your business network and understand when those risks change. Integrate leading datasets and curate risk profiles on individuals and entities using workflow automation.

How do I address risks at scale?

Leverage the power of innovation and automation to deliver efficient, effective risk management and compliance. Scale KYC and AML processes without adding resources to your business.

KYC and AML

We work with you to cover all aspects of KYC and AML activity, from global entity data and data on individuals to risk intelligence and workflow orchestration.

Onboard and manage your customers, suppliers, and third-parties efficiently and effectively with Moody’s.

View our solutions

Solutions

01 Automate KYC and AML

Automate KYC and AML

Leverage KYC and AML automation to minimize manual tasks, integrate leading datasets, and bring people into the process where they add the most value.

With powerful software, robust data, and deep expertise, our solutions help enable you to coordinate customer due diligence, conduct KYC, and manage AML compliance according to your risk policies.

Adopting Perpetual KYC (pKYC) facilitates more agile, near instantaneous response times to changes in customer information. With access to more reliable, timely data points, you can make risk-based decisions with greater confidence.

Intelligent screening

Our AI-driven screening technology, paired with extensive data covering adverse media, sanctions, watchlists, and Politically Exposed Persons (PEP), enhances precision, reduces false positives, and boosts efficiency. Our advanced, customizable, name-matching search filters, along with expert analysts, offer tailored risk identification and support.

With advanced AI and machine learning, our solutions achieve smarter screening, with consistent and precise automation of alerts for effective risk management.

Beneficial ownership

Leverage detailed global data on companies and ownership structures, including Politically Exposed Persons (PEPs), sanctions, and adverse media data, to achieve new levels of certainty on risks associated with third-party entities.

With 1.2 billion ownership links, 1.05 billion historic ownership links, and 184 million active ownership links, our solutions enable you to establish corporate transparency and a true understanding of risk.

Sanctions screening

Leverage the latest sanctions data directly from government sources to understand which individuals and businesses are subject to sanctions, including those sanctioned through indirect ownership and control.

With a comprehensive database of individuals and organizations linked to sanctioned entities, our solutions help enable you to go beyond traditional watchlists and access information that’s seamlessly integrated into your automated monitoring workflows.

Supplier due diligence

Effective third-party risk management (TPRM) encompasses a unified approach to onboarding and risk monitoring across your counterparty network.

Get greater visibility of the risks associated with third parties in your supply chain. Across different tiers in your network and any jurisdiction, we can help automate supplier due diligence activity and integrate the checks you need for compliance. Better understand the threats to your organization from unethical or illegal operators and protect its reputation.

Automate KYC and AML

Leverage KYC and AML automation to minimize manual tasks, integrate leading datasets, and bring people into the process where they add the most value.

With powerful software, robust data, and deep expertise, our solutions help enable you to coordinate customer due diligence, conduct KYC, and manage AML compliance according to your risk policies.

Intelligent screening

With advanced AI and machine learning, our solutions achieve smarter screening, with consistent and precise automation of alerts for effective risk management.

Beneficial ownership

Sanctions screening

Supplier due diligence

Effective third-party risk management (TPRM) encompasses a unified approach to onboarding and risk monitoring across your counterparty network.

News and views

The constantly evolving battle with financial crime: The infinite game

The Infinite Game is a Moody’s short documentary series that explores the complex world of financial crime, its hidden costs, and the measures taken to thwart it.

article

Moody's

The complexities of a shell company operation

Shell companies with no significant assets or business operations can be used for both legitimate and illegitimate purposes. Although shell companies are not illegal, financial criminals typically make use of them to disguise ultimate beneficial ownership.

article

Moody's

PEPs screening using integrated risk assessment

Politically Exposed Persons or PEPs can be tied to various areas of financial risk—such as fraud, corruption, money laundering—making it important to understand if someone is a PEP before they are onboarded to your customer or supplier network.

article

Moody's

Moody’s research reveals low public understanding of Politically Exposed Persons (PEPs)

New research released by Moody's has highlighted low awareness around the world about Politically Exposed Persons (PEPs) and the risks they can be connected to.

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Moody's

Financial fraud – a fight on many fronts

One of the major issues for those trying to combat fraud is the vast variety of fraud typologies that take place, emerge, and are thought-up all the time. Moody’s Grid database confirmed more than 16,000 new fraud risk alerts to customers in July 2023 alone.

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Moody's

Media interview: The impact of money laundering for the wider economy

Choon Hong Chua, Head of Financial Crime Practice Group for APAC and the Middle East, was recently interviewed by Singapore radio station MONEY FM 89.3. In this interview, he unpacks the wider impact of the recent money laundering case making headlines in Singapore.

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Moody's

Money laundering 101: How criminals launder money

With criminals using new technology and digital methods to launder cash, we explore these tactics, and the actions and regulations used to support AML and CTF efforts.