Banks struggle with outdated systems, slow data entry, and confusing processes. To stay profitable amidst growing risks, they need innovative solutions.
Moody's Lending Suite offers a smart, automated solution for effective loan management and confident credit decisions, harnessing advanced analytics and AI to deliver a seamless credit experience.
Your organization has customers, strategic initiatives, and growth goals that all need your attention. With Moody’s Lending Suite, focus your efforts on building relationships and maximizing new opportunities without sacrificing credit risk management.
Simplify commercial loan applications across all assets with a convenient digital process:
Digital loan application
Secure document collection
Target for profitability
Proactive KYC screening
Automate workflows and confidently assess borrower risk with in-house or Moody’s award-winning models:
AI-enabled spreading automation
Robust financial analysis
Integrated content
Model lifecycle management
Make quicker and more informed decisions with an integrated system for data, market insights, and forecast scenarios:
Deal structuring
GenAI-generated credit memo
Loan conditions and policy expectations
Finish strong and close out approved loans faster with complete data, automated closing document creation, and easy document exchange:
Complete data compilation
Auto-generated loan documents
Document exchange
E-signatures
Core banking integration
Quickly ingest and visualize data for a meaningful view of your commercial portfolio, and leverage AI tools to prioritize your focus on developing risk and opportunities for growth:
Automated covenant management
Early risk detection
What-if analysis
Data ingestion
Simplify commercial loan applications across all assets with a convenient digital process:
Digital loan application
Secure document collection
Target for profitability
Proactive KYC screening
Automate workflows and confidently assess borrower risk with in-house or Moody’s award-winning models:
AI-enabled spreading automation
Robust financial analysis
Integrated content
Model lifecycle management
Make quicker and more informed decisions with an integrated system for data, market insights, and forecast scenarios:
Deal structuring
GenAI-generated credit memo
Loan conditions and policy expectations
Finish strong and close out approved loans faster with complete data, automated closing document creation, and easy document exchange:
Complete data compilation
Auto-generated loan documents
Document exchange
E-signatures
Core banking integration
Quickly ingest and visualize data for a meaningful view of your commercial portfolio, and leverage AI tools to prioritize your focus on developing risk and opportunities for growth:
Automated covenant management
Early risk detection
What-if analysis
Data ingestion
The Lending Suite streamlines CRE lending processes, enhancing decision-making and risk management. It combines Moody's advanced analytics, Gen AI, and market insights to help banks efficiently evaluate loans and monitor their CRE portfolios. This tailored solution empowers lenders to quickly identify and address potential issues, optimizing their CRE lending operations.
Moody's Lending Suite for Agriculture enhances the handling of Ag credit requests, offering a tailored solution that simplifies decision-making in the unpredictable Ag sector. Drawing on extensive experience and insights, it prepares lenders to tackle the unique challenges of volatile markets, cyclical production, and complex operations, providing unmatched support to the global agricultural community.
In the face of evolving customer demands and the growing need for efficiency in lending practices, the banking industry is looking towards technological innovation for improved solutions.
Moody’s brings together the best of data, experience and best practice capabilities, with our specialized and agile intelligence, to empower organizations like yours to have the confidence to act on plans.
Interested in learning more about our offerings? Our solutions specialists are ready to help.