Climate risk is a business risk.
When uncertainty complicates your risk planning and investment strategies, our robust data and trusted insights empower your business to make better decisions and navigate climate risk with confidence.
Moody’s helps translate relative risk into financial impact.
Moody’s climate risk solutions help your company to assess the interconnected risks from climate change and empowers you to make informed risk management decisions within your existing workflows.
We apply our financial intelligence to deliver insight on macroeconomic and financial market variables (overlaid with physical and transition risk variables) that inform near-, mid-, and long-term risk. We also tailor our analytics to address segment and location-specific pressures from climate change, so you can calculate risks and identify opportunities.
Our purpose-built solutions allow you to integrate climate risk insight into your risk management workflows. These include stress testing, risk disclosure and regulatory reporting, investment decisioning, and more.
Climate risk analytics are robust tools that allow you to financially quantify climate risk and opportunity.
Using these tools, you can analyze the potential damage and disruption of chronic and acute physical climate risks through industry-specific lenses. They also help you understand the financial implications of transitioning to a lower carbon economy.
Our science-informed solutions are delivered through cutting-edge technology. These platforms have intuitive applications that provide a full view of climate risk and enhance each step of the risk management process.
Our physical and transition risk modeling and data help you seamlessly integrate our expertise on the financial and market impacts of climate risk into your current risk management workflows, tools, and reporting.
We provide flexible modeling and data options that allow you to layer our insights into established approaches and operationalize climate risk to improve decision making. We also forecast physical and transition risks to the economy for over 70 countries and all U.S. states and metro areas.
Our robust models integrate future climate change scenarios, real data on climate event costs from physical asset damages, on-the-ground engineering assessments after major disasters, structural engineering and design models to measure physical risk, and more.
Moody’s climate risk solutions help your company to assess the interconnected risks from climate change and empowers you to make informed risk management decisions within your existing workflows.
We apply our financial intelligence to deliver insight on macroeconomic and financial market variables (overlaid with physical and transition risk variables) that inform near-, mid-, and long-term risk. We also tailor our analytics to address segment and location-specific pressures from climate change, so you can calculate risks and identify opportunities.
Our purpose-built solutions allow you to integrate climate risk insight into your risk management workflows. These include stress testing, risk disclosure and regulatory reporting, investment decisioning, and more.
Climate risk analytics are robust tools that allow you to financially quantify climate risk and opportunity.
Using these tools, you can analyze the potential damage and disruption of chronic and acute physical climate risks through industry-specific lenses. They also help you understand the financial implications of transitioning to a lower carbon economy.
Our science-informed solutions are delivered through cutting-edge technology. These platforms have intuitive applications that provide a full view of climate risk and enhance each step of the risk management process.
Our physical and transition risk modeling and data help you seamlessly integrate our expertise on the financial and market impacts of climate risk into your current risk management workflows, tools, and reporting.
We provide flexible modeling and data options that allow you to layer our insights into established approaches and operationalize climate risk to improve decision making. We also forecast physical and transition risks to the economy for over 70 countries and all U.S. states and metro areas.
Our robust models integrate future climate change scenarios, real data on climate event costs from physical asset damages, on-the-ground engineering assessments after major disasters, structural engineering and design models to measure physical risk, and more.
With evolving regulatory, competitive, and stakeholder pressures tied to climate change, banks, insurers, governments, and corporates are navigating how to incorporate this important dimension of risk in their assessment of the global macroeconomic outlook.
Mark Zandi, Moody’s Chief Economist shares insight on how Moody’s incorporates physical, transition, and integrated climate risks in the evaluation of the complex and fast evolving global economy.
Our solutions help banks incorporate a full view of climate risk into their workflows. The result: effective risk management strategies for greater resilience and growth.
Banks use our data and analytics to evaluate the impact of physical and transition risks on creditworthiness and the likelihood of default for credit exposures.
Our climate risk solutions encompass loan decisioning, portfolio planning and stress testing, along with disclosures and regulations.
Our climate risk solutions empower insurance providers, brokers, and reinsurers to assess interconnected physical and transition risk across the life, property, and casualty markets.
Insurers incorporate our robust data and analytics to assess climate-related risks and effects on asset and liability projections. They also use our insights to align financial analysis with emerging accounting, reporting, and disclosure requirements including the Principles of Carbon Accounting Financials (PCAF).
Our solutions enhance risk and capital management strategies and guide scenario choices for Own Risk and Solvency Assessment (ORSA), Task Force on Climate-Related Financial Disclosures (TCFD), International Sustainability Standards Board (ISSB), Corporate Sustainability Reporting Directive (CSRD), and other stress testing.
Our climate solutions empower corporations across various domains, including energy, retail, and information technology.
Businesses incorporate our data and analytics to strengthen their climate and sustainability strategies. They also use our insights to comply with evolving disclosure and reporting requirements like the Sustainable Finance Disclosure Regulation (SFDR) and Corporate Sustainability Reporting Directive (CSRD).
Our global, regional, and site-level insights into climate-related exposures help companies manage supply chain risk and assess the climate impact on credit profiles.
Our climate solutions empower government agencies across various domains, including federal, regional, and local entities.
Government agencies incorporate our knowledge and insights, transparent modeling, and rigorous data to assess the significance of climate risk and expand risk management frameworks.
Our global, regional, and local views on carbon emissions and insights into related macroeconomic and credit effects help government agencies evaluate climate transition risks with clarity.
Our climate solutions empower investors to expand their perspective on investing with insights into climate risk.
Investors can use our trusted data, metrics, and tools to measure, benchmark, and manage climate-related exposure and risk within investment portfolios.
Our robust climate data and analytics support investors in climate analysis and generating information required for Task Force on Climate-Related Financial Disclosures (TCFD). Our solutions also help investors improve transaction due diligence and screening in key areas like real estate investment.
Our solutions help banks incorporate a full view of climate risk into their workflows. The result: effective risk management strategies for greater resilience and growth.
Banks use our data and analytics to evaluate the impact of physical and transition risks on creditworthiness and the likelihood of default for credit exposures.
Our climate risk solutions encompass loan decisioning, portfolio planning and stress testing, along with disclosures and regulations.
Our climate risk solutions empower insurance providers, brokers, and reinsurers to assess interconnected physical and transition risk across the life, property, and casualty markets.
Insurers incorporate our robust data and analytics to assess climate-related risks and effects on asset and liability projections. They also use our insights to align financial analysis with emerging accounting, reporting, and disclosure requirements including the Principles of Carbon Accounting Financials (PCAF).
Our solutions enhance risk and capital management strategies and guide scenario choices for Own Risk and Solvency Assessment (ORSA), Task Force on Climate-Related Financial Disclosures (TCFD), International Sustainability Standards Board (ISSB), Corporate Sustainability Reporting Directive (CSRD), and other stress testing.
Our climate solutions empower corporations across various domains, including energy, retail, and information technology.
Businesses incorporate our data and analytics to strengthen their climate and sustainability strategies. They also use our insights to comply with evolving disclosure and reporting requirements like the Sustainable Finance Disclosure Regulation (SFDR) and Corporate Sustainability Reporting Directive (CSRD).
Our global, regional, and site-level insights into climate-related exposures help companies manage supply chain risk and assess the climate impact on credit profiles.
Our climate solutions empower government agencies across various domains, including federal, regional, and local entities.
Government agencies incorporate our knowledge and insights, transparent modeling, and rigorous data to assess the significance of climate risk and expand risk management frameworks.
Our global, regional, and local views on carbon emissions and insights into related macroeconomic and credit effects help government agencies evaluate climate transition risks with clarity.
Our climate solutions empower investors to expand their perspective on investing with insights into climate risk.
Investors can use our trusted data, metrics, and tools to measure, benchmark, and manage climate-related exposure and risk within investment portfolios.
Our robust climate data and analytics support investors in climate analysis and generating information required for Task Force on Climate-Related Financial Disclosures (TCFD). Our solutions also help investors improve transaction due diligence and screening in key areas like real estate investment.
Watch as we explore how we model major climate events, with a special focus on Hurricane Milton. Our experts will reveal impacts on commercial real estate exposures and show how proactive risk management can climate-proof credit portfolios.
Watch our Climate Week New York in-person event and learn from industry leaders and Moody’s thought leaders. Sessions include a welcome from Moody’s President Mike West, keynote by Moody’s Chief Economist, Mark Zandi, fireside chat with Moody’s Viola Lutz and Pedro Pizarro, CEO Of Edison International, and panel discussion on navigating critical caps on the path to net zero, how financial sector leaders are tackling policy, data, and investment gaps.
Integrate climate considerations into your credit portfolio. Gain practical insights from EY, TD Bank, and Moody’s on global trends, real-world applications, and the growing importance of climate scenario analysis for informed, profitable portfolio planning.
Join us and gain valuable insights into how regulations from the SEC for the US, B-15 for Canada, CSRD for Europe and various climate risk stress testing requirements for APAC are shaping reporting approaches across organizations.
Join Moody’s for a virtual round table discussion to explore how modeling the physical risks to your real asset portfolio can help your teams evaluate potential costs from damages and business disruption, plus the implications of changing perceptions on insurability due to climate change.
Join Moody's experts to learn about the methods for modeling financial impacts from physical risks to real assets.
Physical climate risk manifests as both weather events and gradual changes, each of which pose unique challenges to owners and managers of buildings, homes, and other facilities across the country. Customers need to face these challenges by considering how such properties will be affected, and the resiliency measures available to them.
Moody's
Curated research and insights on critical dimensions of climate risk.
We are thrilled to announce that Moody's has achieved the #1 ranking and won 7 categories in the inaugural Chartis ClimateRisk50.
Economic gains from shifting to net zero emissions by 2050 would temper the credit impact from the fiscal cost of climate change. But low-income economies will struggle to meet their investment needs.
Hurricane Helene’s projected track across Florida’s panhandle and the South has potential implications for public safety and business continuity.
This study endeavors to provide a comprehensive retrospective analysis of the global population’s risk to flooding, how it has changed over time, how it changes regionally and how it is expected to change in the future.
A quick read client use case has been prepared on a recent win with the Bank of Luxembourg (BIL). This use case builds awareness of our climate capabilities.
Investors face a multitude of intersecting risks, including from environmental, social and governance (ESG) factors. Browse Moody’s thought leadership for a heightened understanding of how ESG considerations shape credit strength.
In order to understand and enhance climate risk management practices in banks, the FRB arranged an exploratory climate scenario analysis (CSA) exercise for the loan portfolios of six of the largest US banks.
Moody’s new regional climate change forecasts shed light on the economic impact of this significant long-term risk on all states, territories, and metro areas in the United States.
Mortgage lenders, servicers, and regulators are becoming increasingly aware of the credit risks associated with severe weather events brought on by climate change.
Climate change is widely accepted as the next great integrated risk challenge. To ensure long-term economic resilience, a wholly robust and comprehensive approach for estimating climate impacts will be required, one that captures real asset losses as well as distributive business interruptions.
To make informed decisions, build resilience, and address regulations, life insurers need modeling and scenario analysis to understand the effects of climate change on their business.
In this video interview, Robert Muir-Wood, Chief Research Officer at Moody's Risk Management Solutions (RMS), introduces the company's key initiatives in environmental risk modeling and climate change adaptation measures and discusses the role of the company in the global efforts to achieve a net-zero future.
Our latest data-driven research and thought leadership on the challenges and opportunities arising from physical, transition, and integrated climate risks.